Follow
Share

Mother has POA but Credit cards won't deny him access?
what to do?

Find Care & Housing
Can you destroy the cards? Close the account? Take away his internet access?

I would have my husband or brother call and make the needed changes. Know what I mean?

If that fails, your mom may need to divorce him to protect her share of the assets.
Helpful Answer (1)
Reply to Isthisrealyreal
Report

Can you close his Paypal account? Report that fraud is happening? Notify his bank?

"Lose" the credit cards (report fraud on them then they will shut down those accounts but may send new cards). Have Mom set up a PO Box and intercept the mail. Have Mom move most of their cash into their savings account so it is less accessible.

Help Mom create new portal logins so he can access them.

No one above age 65 should have someone their own age as their PoA. Are you a back-up? If so, do what it takes to invoke the authority sooner rather than later.
Helpful Answer (0)
Reply to Geaton777
Report
Fawnby Jul 11, 2024
Geaton, what if the over-65's POA is their same-age spouse and primary caregiver? Not allowing the caregiver to have POA could be a serious issue if they can't access the money for the sick spouse's care. I'm just curious about how you would suggest handling it in such a case. (I'm DH's only caregiver and older than 65, and I would not be his caregiver if I didn't have POA. We planned it this way.)
(1)
Report
See 1 more reply
Call and report Credit Card lost. They will freeze acct and issue a new number & card in 7-10 days. Watch for it in the mail and grab it.

See Elder lawyer about splitting assets, to protect Mom's share.
Helpful Answer (4)
Reply to Dawn88
Report

Close out the credit cards or get rid of the computer. Done and done.
Helpful Answer (3)
Reply to lealonnie1
Report

Kurtwe, welcome to the forum. Please fill out the profile to help us have a better idea of the situation, to help us answer your question.


Get new credit cards. Have Mom's credit card in her name be the limit she feels comfortable with. Get your Dad's credit card with a low limit that cannot be increased. Ask the bank to set his credit card with a limit of $300 for the month or whatever amount.


If your Dad isn't using credit cards but transferring money to other women's' bank accounts via PayPal, talk with the bank, explain the situation and see what they recommend. Maybe they can set a limit.
Helpful Answer (0)
Reply to freqflyer
Report

If Mom can get the cards frozen, then Paypal will not be able to use the card either. The transaction will be denied. But, I would call Paypal telling them the problem and the need to close the acct.

Paypal 844-368-6633
Helpful Answer (1)
Reply to JoAnn29
Report
Geaton777 Jul 12, 2024
Only the FPoA can do this.
(1)
Report
See 2 more replies
Shut down however he is able to communicate. If that means he does without his iPhone for 2 weeks and nobody gets computer or laptop access for 2 weeks, so be it. You do a reset.

Dad is in a iRomance at best and could well be enmeshed in a pig butchering scam which is way more long range with the goal to drain all his resources. Sit and go through parents banking and CC for abt 2 years; and do a listing by date and amounts and where sent to; do it as a report because you are going to
1. file a local police report and
2. file a FTC consumer fraud & identity theft report and
3. an IC3 filing as well. www.ic3.gov.
Doing all 3 is beyond super mucho importante because should your folks not have the $ to private pay for future care in a NH and apply for Medicaid, that $ as it was given freely by Dad can be considered gifting and places a transfer of assets penalty on their application. These reports enable the caseworker to deal with the penalty issues better.

Please pls pls realize that Dads personal AND financial details are now all exposed and likley have gone out to other types of scammers. All CC need to be cancelled asap. Mom can get a new one issued only to her. Run a report on the big 3 credit reporting agencies for both of their names and then place a freeze on the big 3 on them. If Dad is big personality and my way or the Hwy type and there is lots of $ sitting in their bank accounts you may have to do something dramatic… like you and mom go and open a new bank account that is only in moms name and you are a signatory (not owner) on and move all the $ you can to it. So that Dad has zero access and you monitor it regularly along with their old accounts regularly.

If y’all are hoping that any of this $ is coming back, that is not happening. He of his own free will gave that $ to the honey bunny…. who may be speaking to him under duress themselves. He was not held up with a gun, he on his own entered the info needed to do the pay pal / banking transfers.

Please pls PLEASE be wary of anyone who tell you they can recover any of this $. Ain’t happening. If you want more background on how all these scams, what to expect (for women it’s loneliness & for men it’s vanity & ego driven) and how to deal with them, go onto Reddit and the scam forum. It’s beyond common & it’s heartbreaking.

Fwiw your Dad if he’s like most just will not believe that he was and is being fleeced. It’s really hard for family to deal with this as it’s just so flat beyond frickin obvious that it is a scam. Good luck and try not to yell at him for being so stupid.
Helpful Answer (5)
Reply to igloo572
Report

Ask a Question
Subscribe to
Our Newsletter